Retirement Income Planning
Turning a lifetime of savings into a dependable monthly paycheck — one that arrives on schedule and is built to last as long as you do.
Learn more about Retirement Income PlanningRetirement & Wealth Planning · Mandeville, Louisiana
Retirement built on substance.Not on appearances.
For twenty-five years, families and business owners across the Gulf South have trusted Sibley Financial Group to turn a lifetime of savings into income they cannot outlive — and to protect what they have built from the risks that come with retiring.
A complimentary first conversation. No cost, no obligation, no pressure.
Esse Quam Videri
To be, rather than to seem.
The motto on our crest is not decoration. It is the test we apply to every recommendation we make.
A retirement plan can look impressive and still fail the person who owns it. Ours are built the other way around: plain language, honest arithmetic, and strategies that hold up in the years that do not go according to plan — the market correction, the health event, the tax bill nobody warned you about.
We are an independent firm. We are not selling you a house product because it is the one on the shelf. We start with what you need retirement income to do, and work backward to the tools that do it.
More about the firm- Independent guidance. Recommendations driven by your circumstances, not a sales quota.
- Written, not verbal. You leave with a plan on paper you can hand to your spouse, your CPA or your attorney.
- Protection first. We secure the income you cannot afford to lose before we discuss growth.
- Plain English. If a strategy cannot be explained in one page, it is not the right strategy.
- Local and accountable. A Mandeville-based firm you can reach by phone and sit across from in person.
- Relationships, not transactions. We measure success in decades of clients, not products placed.
What we do
Six disciplines, one coordinated plan
Retirement is not a single decision. It is income, taxes, protection and legacy all pulling on one another. We plan them together, because that is how they behave.
Safe Growth Strategies
Participation in market-linked growth with protection against loss of principal, so a bad year in the market is not a bad year in your retirement.
Learn more about Safe Growth StrategiesWealth Preservation
Protecting what you have accumulated from the risks that quietly erode it: sequence risk, inflation, long-term care costs and unnecessary fees.
Learn more about Wealth PreservationTax & Social Security Strategy
Coordinating withdrawal order, Roth conversions and your Social Security claiming date so that more of what you earned stays with you.
Learn more about Tax & Social Security StrategyEstate & Legacy Planning
Making sure your wishes are documented, your beneficiaries are current, and what you leave behind passes cleanly to the people you intend.
Learn more about Estate & Legacy PlanningLife Insurance & Final Expense
Right-sized protection for the people who depend on you, and coverage that keeps a funeral from becoming a family’s financial event.
Learn more about Life Insurance & Final ExpenseHow it works
A clear path from uncertainty to a written plan
No jargon, no surprises, and no obligation at any point. Most clients know after the first conversation whether we are the right fit.
Step 01
Introduction
A relaxed, no-obligation conversation. You tell us what you have, what worries you, and what you want retirement to look like. We tell you plainly whether we can help.
Step 02
Discovery & Analysis
We gather the details — statements, pensions, Social Security estimates, tax returns, policies — and stress-test them against inflation, taxes, market losses and longevity.
Step 03
Your Written Plan
You receive a clear, written strategy: where your income comes from each year, what is protected, what is exposed, and exactly what we recommend changing and why.
Step 04
Implementation & Review
We put the plan in place, handle the paperwork, and meet with you on a set schedule to keep it current as tax law, markets and your life change.
C. Troy Sibley
President & Founder
The advisor
Twenty-five years of doing this one thing well
Troy Sibley founded Sibley Financial Group in 2000 and has spent his career helping families in Louisiana retire with confidence.
Before founding the firm, he became the youngest district manager for Union National, a Kemper company. Since then his work has been recognised with Top Advisor and Regional Agent of the Year honours from Transamerica Life and Lincoln Heritage Life, and in 2025 he was inducted into the Marquis Who’s Who network of Emerging Leaders.
What clients tend to remember, though, is simpler: he explains things in a way that makes sense, he answers his phone, and he tells you when the answer is no.
Read Troy’s full backgroundEsse Quam VideriTo be, rather than to seem
Every crest makes a promise. Ours commits us to being genuinely useful to the people we serve — in the meetings, in the paperwork, and in the years afterward when the plan has to actually work.
Start the conversation
Find out where you stand — before you need to know.
A first conversation costs nothing and commits you to nothing. We will look at what you have built, what it needs to do, and whether the two line up.